Home Insurance

Vermont has a low rate of property damage due to crime and natural disasters in comparison to the rest of the United States, which is why the cost of home insurance is so low. Investing in home insurance provides valuable financial protection in case an unforeseeable and uncontrollable mishap was to happen that could cause significant damage to your house.

Winters in Vermont

When deciding to purchase home insurance, it's vital to remember that the winters can have a significant impact on a horse's soundness. Icy temperatures, excessive snowfall, and bitterly cold winds can wreak havoc on plumbing, cause roofs to leak and cave in, and be responsible for other types of serious damage. Owning home insurance can pay the costs to fix winter damage that occurs, or in urgent situations, rebuilding parts of your home.

During a Vermont winter, the weather can cause:

  • Tree branches to fall under the weight of accumulated snow or break in high winds
  • Damage due to lightning strikes
  • Hail damage
  • Water damage from rains or meltwater from snow accumulation on roofs that can cause leakage

Liability is Included in Home Insurance

Liability coverage is offered as a precaution if someone is injured on your property, or their belongings are damaged while on your property. A costly lawsuit can ensue with the compensation being more expensive than the worth of your house. Liability protection pays if a lawsuit is filed against your property.

Contact us at the Rabideau Agency Inc, and we will present you with a comprehensive home insurance plan to fit your needs. We can tell you what policies cover, and what they don't include. The Rabideau Agency Inc is committed to offering Vermont residents professional insurance guidance and exceptional service. Call us at (802) 775-1628 to get a risk-free insurance quote or come by our office and speak to an agent.